Don't forget to factor in closing costs when considering a home sale or purchase. Century 21 Miller & Midyett- Team Abram is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 785-843-8566 if your needs include a professional REALTOR® experienced in the business side of real estate.

Closing costs you should expect

There are certain basic expenses related to closing the sale of a house. These costs are commonly divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Kansas to help guide you through your deal.

Closing costs that are tied to your mortgage    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, I'll not only work to get the very best sales price, but I'll also push for limited closing costs. And once we've come to an agreement, I'll walk you through the closing costs so you are informed of exactly where your money is going.

Buyers: When buying a property in Douglas County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not surprised when you come to the closing appointment. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates that seem questionable.

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